The typical FDIC insured banks out there may offer a benefit to some projects that fit their exposure which are very minimal and we do very well with our partnering FDIC banks. However, there are many projects or funding request that do not fit their criteria due to the exposure to their depositors and its insurance company which is the FDIC. This is where many other projects, individuals and corporations alike seek a funding source that can tolerate the risk or exposure with little to no red tape.